The astonishing increase of value of the Bitcoin vs. the US Dollar at the end of 2020 makes appear some discussions, reliefs and regrets about the past few years and the missed opportunities. Numerous threads on the social networks are about TO HODL or not TO HODL.

After describing both DCA and DVA strategies, we check the case of the very simple lump-sum investing, i.e. invest the total amount of dollars at once.

The method

invest the total amount of dollars in bitcoin at once

at the close (fictive) of the second working day of the year, Tuesday
amount : 2600 dollars, as 50 dollars by week (as 10 dollars for each working day)

compare with the amount put in a bank account instead (0% interest)

Lump-sum investing

lumpsum1 crypto: value of the investment in the asset (bitcoin) in US Dollars for the investment made at the beginning of the year
lumpsum2 crypto: value of the investment in the asset (bitcoin) in US Dollars for the investment made in the middle of the year

savings1: value of the cash at 0% of interest in US dollars, started at the begining of the year
savings2: value of the cash at 0% of interest in US dollars, started in the middle of the year